Remote Commercial Credit Card Underwriter

Role Description:

We have an excellent opportunity for an individual with proven commercial underwriting abilities. The selected individual will thrive in a fast-paced environment. Primary responsibilities include review and underwriting existing commercial credit requests, with a strong focus on credit quality and risk assessment. Portfolio management responsibilities include proactive identification of credit trends and weaknesses, completion of periodic and annual credit reviews and initiating collections activity in connection with overall business relationship management. Individuals in this position will be have prior experience working with commercial credit applications, along with proven verbal, written, interpersonal, analytical, and problem-solving skills. The ability to interface well and build strong working relationships with internal partners such as Business Bankers, Business Development and Risk Policy is another important component of the role.

Qualifications:

• Possess accounting and finance knowledge, and commercial banking experience
• Must possess commercial credit lending experience;
• Commercial credit card lending experience a plus;
• Computer skills specific to Microsoft products and proprietary systems;
• Bachelor's degree in a business-related discipline (MBA a plus);
• Successful completion of a major corporate bank commercial training program (or the equivalent corporate banking/corporate finance or accounting experience);
• Proven ability to spread business financial statements/tax returns, perform ratio analysis, complete risk assessment and make sound credit decisions and recommendations via written and verbal presentations;
• Experience in supporting recommendations when challenged and in negotiating counteroffers, where appropriate;
• Proficiency in credit/lending transactions and analytical skill sufficient to enable independent underwriting of commercial requests for lines of moderate to large size and complexity with limited guidance required from immediate manager;
• Strong analytical and problem-solving skills;
• Proven ability to communicate verbally and in writing with internal and external customers and with various levels of management;
• Ability to work in a team environment;
• Flexibility in adapting to changing volumes and areas of focus;
• Ability to investigate, recommend and initiate process improvements

CO, CA, CT, NJ, NV, NY, MD, RI, WA applicants: Pay Range: Pay Range: $35 per hour to $50 per hour

CO, CA, CT, NJ, NV, NY, MD, RI CA applicants:

Benefits include:

-MEC/ACP Medical

-Voluntary Dental, Vision, Life, Supplemental Income

-401k (must meet requirements)

-sick leave as required by state/county

Washington applicants: Employees (and their families) are covered by MEC/ACP medical, VOLUNTARY dental, VOLUNTARY vision, and VOLUNTARY basic life insurance. Employees are able to enroll in our company's 401k plan, as well as a deferred compensation plan when employment requirements are met. Employees will also receive one hour of paid sick leave for every 40 hours worked per state guidelines and requirements.